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FAQ
We believe in being transparent and fair, so when you apply for an instant quote, it won’t impact on your credit score and we’ll give you a clear picture of your guaranteed and personalised rate from the start.
Loans are subject to status
A personal loan is an amount of money that a bank or other type of lender can provide to an individual. This is based on an agreement that the borrower repays the money back in instalments over a set term. Your lender will also charge you a certain amount for lending the money to you, expressed as APR. The APR includes the interest rate (the amount you are charged for borrowing the money – a percentage of the total amount) and other additional fees and charges involved in taking out a loan.
You can use the money for many different things like, financing a car, a wedding, or a home improvement.
You could even consolidate your debts into one potentially more manageable monthly payment with a personal loan.
Personal loans are unsecured loans, which means that they are not secured against any of your personal assets or property.
When you apply for a quote for a personal loan with Republic Trust Bank , we could offer you a guaranteed personalised rate. The rate you’re offered will depend on your financial circumstances. All loans are subject to status.
Find out more about personal loans by reading our ultimate guide.
When you ask us for a quote, we only do a ‘soft credit search’ so there will be no footprint on your credit file, unless you decide to apply.
Some banks advertise very attractive low rates, but when you apply you find you could end up paying much more. With our guaranteed rate, there’ll be no nasty surprises.
We’re committed to being fair and transparent with everyone that applies for a personal loan and that is why we’ve launched our five-point Transparency Charter, which is our promise to you.
At Republic Trust Bank we look at every customer individually - that’s one key reason why we’re different. But we do have some basic criteria which you’ll have to satisfy before we can consider your application. You must
You can apply for a Republic Trust Bank Personal Loan for a variety of reasons.
Once you fill in our simple online form, you could get a personalised rate within seconds. Then, if you decide to go ahead
Our approach is based on good sense, honesty and clarity.
Republic Trust Bank is proud to be a different kind of bank. Since 2011, we’ve quietly built our business by providing a select range of products for people who don’t always get the best deal from the big high-street banks.
We’re standing by to help with your application.
Call us on 0345 600 6260
| Opening Hours | (Exc. Bank Holidays) |
| Mon - Fri | 9am - 5.30pm |
| Sat | 10am - 2pm |
| Sun | Closed |
Thanks to our consistency and customer focus, we have won awards for best unsecured loan lender and we have become a Feefo Gold Trusted Service.
The rate you are offered will depend on your individual circumstances.
All loans are subject to status. The interest rate offered will vary depending on our assessment of your financial circumstances and your chosen loan amount.
Representative Example: for comparison purposes 14.9% APR Representative Fixed based on a loan of $10,000 repayable over 60 Months. Monthly payment of $232.53 total amount repayable $13,951.80.
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